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The demonetisation-resulted cash crunch has hit the economy hard, especially in the rural areas.

The Narendra Modi-government and opposition parties are still fighting in Parliament over the merits and demerits of the note ban.

In many cases, people had to wait for 6-7 hours and in some cases it took days for exchange due to lack of required documents.

Earlier this week, minister of state for finance Arjun Ram Meghwal had informed the Rajya Sabha that ineligible persons queueing up at the Reserve Bank of India were responsible for long queues.

On 8 November, Prime Minister Narendra Modi announced the biggest-ever demonetisation exercise India has ever seen by abruptly withdrawing Rs 500 and Rs 1,000 notes from public use in a bid to clamp down on black money, fake currency menace, terror funding and corruption.

The PM said there are certain exemptions for the first 72 hours, including permission to use old currency in government hospitals, for buying fuel, medicines, train tickets, airline tickets, in government buses and for paying utility bills.

Exchange of notes were initially allowed up to Rs 4,000 while cash withdrawal at ATMs was capped at Rs 2,000 per card per day and withdrawal at banks were allowed with a limit of Rs 10,000 per day and Rs 20,000 per week. After a month of demonetisation, the country is still reeling under the cash crunch as banks branches and ATMs are still struggling to meet the cash demand from common people.

Long serpentine queues of people were seen outside five RBI offices in Mumbai, Delhi, Kolkata, Chennai and Nagpur—the designated offices for exchange of scrapped notes—on Friday.

People had to travel long distances due to limitation of designated branches to deposit scrapped currency notes.

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